It never fails. Every year at this time, no matter how much I’ll tell myself that I don’t need to buy anything, I still get caught up in the temptations of all the holiday sales. We’re constantly bombarded by deals day after day that leave us salivating to overspend on Black Friday. This year, I
The forecasts for the property market remain bleak according to many industry specialists including; economists, surveyors, mortgage lenders and trade bodies. This is highlighted by the fact that a recent report from The Royal Institution of Chartered Surveyors indicated 23% more of its members anticipate falls in house prices during the final quarter of 2011.
Whether you’re a recent college graduate about to embark on a new life and career or a thirty something with a mortgage, 2 kids and sizable debt to match. The personal finance tools we discuss below can be used by anyone – rookie and veteran alike. Some are just plain fun while others practical and