5 Simple Ways to Create a Safe Work Environment

A safe work environment is a crucial part of any business or organisation. There’s no way around it: if you want your business to go smoothly (and be officially registered in the first place), you should provide a safe and secure workplace for your employees.

But how do you create a safe work environment? Well, that depends on your company, your industry, and your location. Every company is different, facing risks not only inherent to its particular industry but also from its physical environment. With that said, there are best practices that can help make your work environment safer and more secure. Here are five simple ways to do it.

1. Get a Safety Audit from Professionals

When it comes to keeping your workplace safe, it’s always good to be as thorough and informed as you can be. You can never be too safe when addressing possible risks and hazards in your work environment. Getting an audit from specialists like DRA Safety will help you get an objective, accurate assessment of your risks and potential liabilities. It’s important to remember that safety audits aren’t about pointing fingers and finding blame for risks. They’re about making your workplace safer for your employees and everyone who goes there.

2. Keep Your Workplace Clean and Organised

Good housekeeping does more than just make your workplace look good and tidy; it also helps keep your work environment safe. A messy, cluttered workplace is a breeding ground for accidents, especially in high-risk environments (e.g. construction sites). Keeping your workplace clean and organised helps prevent accidents and mistakes from becoming bigger than they can be.

3. Review and Update Safety Standards Regularly

Safety standards and procedures aren’t meant to be static policies. They’re meant to evolve and adapt to any change that may affect the workplace. New equipment, the hiring of more employees, new building renovations… factors like these directly affect safety standards and procedures. That’s why you should review and update them regularly to ensure they’re accurate and relevant at any given moment. This also means you should always communicate any changes to your safety standards and procedures as they come.

4. Have First-Aid and Medical Supplies Ready

Having first-aid supplies and medical equipment on site ensures you’re prepared to address minor injuries and accidents in the workplace. They serve as a suitable first line of treatment for common injuries and can help manage minor issues until professional medical help arrives. These supplies can also help prevent minor injuries and ailments from becoming worse than they could be.

5. Ensure Presence of Proper Safety Equipment at All Times

Although sometimes overlooked, the right safety equipment is an essential part of any safe work environment. This not only means general safety equipment (e.g. fire extinguishers and smoke detectors) but also specific tools and machinery unique to your industry and location. Proper safety equipment also means they should be of the right quality and in proper condition (i.e. not expired or broken).

A safe work environment not only makes work easier but also more efficient. And as these simple tips have shown, there are plenty of things you can do to instantly make your workplace feel safer and more secure. When it comes to the health and wellbeing of your employees, remember it’s always better to be safe than sorry.

5 Reasons Why you Need SEO and How it Helps a Website

Search engine optimization has become a popular internet marketing strategy or trends because of its high effectiveness. The digital landscape has changed rapidly over the recent years; however, seo still remains a very effective and crucial marketing strategy. Search engine optimization is a practice that helps your site gain high ranking leading to better exposure. This article looks at some of the reasons why you need seo and how it helps a website.

Boost Web Traffic

Websites that attain top positions on search engines result pages, get a majority of clicks and impressions. Therefore, ranking in these top positions in different search engines leads to increased traffic for your site. Search engine optimization concentrates on the creation of informative and keyword relevant Meta descriptions and tags, which show up in search engine result pages. With highly optimized descriptions and tags, this will help a website have high click through rate, which also leads to highly qualified website traffic.

ROI

A planed SEO strategy offer quantifiable and trackable results, no matter whether you have an ecommerce or non-ecommerce website, meaning that there are no qualms regarding ROI. With SEO, you will have the ability to track to track almost all aspects of their strategy such as increased rank, traffic and conversion rates. Comprehensive Google analytics also offer the ability to drill down at a granular level. The analysis helps find out demographic details and other engagement metrics for those visitors who have interacted with your website. For Ecommerce websites, it will help recognize the path that users take to make a sale and the keyword they use when searching for your site before making the purchase. For non-commerce websites, seo analytics helps in lead conversions.

Cost Effectiveness

Search engine optimization target visitors who are actively looking for your brand. The traffic that comes to a certain website as a result of seo is more qualified that the one that is brought by other internet marketing strategies. This makes a business to spend less when it comes to attracting customers to the business and make them buy the products or services provided.

Boost Website Usability

In an effort to make it easier for a website to be navigated for the search engines, search engine optimization makes your website more navigable for visitors too. An SEO company will help reorganize the architecture of your website and links to allow your pages within the website easier to search and navigate. This does not only make it easier for search engines to crawl your website and get pages index, but makes it easier for users to search and get information on your site as well.

Brand Awareness

Top ranking on your search engines leads to significant impressions, having your website on the first page of the search result pages, leads to more exposure for your site. Being on the top page for your targeted keywords allows users to associate with your website and brand. In addition, this instills trust because websites on the first page are generally viewed as more trustworthy. The more your website rank high in search engines, the more people will find your content and get connected to your brand.

12 Riders that Make Your Life Insurance Policy More Effective

A rider is a provision of a life insurance policy that provides additional protection against risk.Policy riders can be purchased separately from the basic insurance policy.Standard life insurance policies allow very little scope for modification and / or customization.Riders, if selected carefully based on informed decisions can add a great amount of value to the life insurance cover of the insured.

Individuals can simply buy any basic policy and add riders that meet their specific requirements.Riders aid policyholders to create insurance products that suits their distinct needs.

Some great riders that are being offered by life insurance companies are as follows-

1. Waiver of Premium Benefit Rider :In case of accidental death or permanent disability, the remaining premium that the insured is due to pay are waived off.The insured gets the benefits of the insurance policy as and when due.

2. Critical Illness / Dreaded Disease Benefit Rider :This rider provides an additional sum assured in case the insured is diagnosed with a critical illness for the first time.Bajaj Allianz Critical Illness Benefit Rider covers 11 critical illnesses.

3.Accelerated Death Benefit Rider :In the event that the insured has been diagnosed with a critical illness or if the insured needs long term care, this rider allows him to collect either part or full payment of the life insurance proceeds.

4.Additional Accidental Death Rider :This rider provides the insured with the benefit of an additional sum assured in case of death by accident.

5.Spouses and Children Insurance Rider :This rider provides the insured coverage for spouse and / or children, for an additional charge or for a higher premium value.

6.Guaranteed Purchase Option :This rider guarantees that the insured will be allowed to purchase additional insurance at regular intervals without any medical examination up to a certain age.

7.Daily Cash Allowance :This rider provides the family of the insured with a daily fixed cash allowance in the event of certain specific occurrences mentioned in the terms and conditions and differs from one insurance provider to another.

8.Loss of Employment Rider :Loss of employment rider provides the insured with a monthly allowance in the event of the insured losing his job and / or permanent means of employment.

9.Disability Rider :Disability rider pays the insured a fixed sum of money on a monthly basis in the event that the insured is accidentally disabled.

10.Double Indemnity Rider :This rider pays double or in some cases, even triple of the sum assured if the case of death is accidental.

11.Family Income Benefit Rider :This rider provides the insured with benefit of 1% of the sum assured that is payable monthly.This is allowed in the occurrence of accidental permanent disability, first diagnosis of specified critical illness and / or death. Bajaj Allianz Family Income Benefit Rider is a good option if one is looking for a rider of this variety.

12.Long Term Care Rider :Long term care rider applies in the unfortunate event of the insured requiring long term care either in a facility or even at home.Premium, in this rider is usually paid monthly.