In the past three to four years talk about the poor state of the U.S. economy and the harrowing realities of unemployment has been all but ubiquitous. Left and right, media outlets irrespective of their political colors are all too quick to report on the latest grim statistics. For December 2013, the facts and figures looked particularly dismaying, especially in terms of job growth. There were only 74,000 new jobs added to the U.S. economy in the final month of last year, far below the 196,000 ones that Wall Street economists had forecasted. To further complicate the issue, the month’s reported unemployment rate stood at 6.7 per cent, the lowest level since October 2008, while the participation rate to the labor force also lost .8 per cent compared to a year ago and is currently down at 62.8 per cent – the lowest rate on record in 45 years to date (February 1978, to be more specific).
So, then, what can one do, in order to find gainful employment these days? Is there, in fact, anything to be done, when your credit rating is poor, your rent/mortgage long overdue, your driving license suspended, and your life pretty much seems to be in shambles? As the old adage goes, it sometimes takes money to make money. This would be the bad news. The good news is that you needn’t despair, as even the most bleak situations sometimes come with a silver lining, or at least with a way out of the conundrum. If you’re going through tough times, read on for four personal finance investments that might just get you out of the bind and put you back on track for regaining employment and a better grasp over your life.
The above phrase has become a euphemism for going in for counseling, therapy, or coaching. That, of course, can be explained through the ongoing reality of the stigma attached to psychological, behavioral, and emotional issues. Many people in this day and age still refuse to seek therapy, for fear this might label them loony. More dangerously, even, many prefer to resort to psychiatric medication, as they believe this is the less time-consuming alternative to regaining balance. While some issues are possibly only solvable through medication, it is often the case that medication alone, in the absence of therapy, will prove ineffective, or even perilous. As such, if you feel your life has spiraled out of control due to inner turmoil of some sort, it’s usually advisable to seek psychotherapy first, and only then resort to psychiatric assistance. It is an investment of energy, time, commitment and also money, but there are pro bono group therapy centers in most major cities today, which could go a long way to putting you back on track and in the employment field before you know it.
Many jobs these days require a driver’s license, yet it also seems to be easier than ever to lose your right to driving on public roads. Aside from DUI offences, many other moving violations across the Union are sanctioned with a withdrawal of one’s license. And while getting the license back per se needn’t be that difficult, getting car insurance after you’ve committed a motor vehicle violation can actually turn out to be far more complicated and expensive than you would have ever thought. There’s actually a special type of insurance that drivers with convictions on their record are usually required to carry – and that’s SR22 insurance. Depending on the state you live in, you might be mandated to hold such a policy if you’ve been caught driving recklessly, under the influence, without insurance, or if you committed a felony while driving. If you’re vying for a job that requires driving skills, SR22 insurance is often unavoidable and the issue of cost for such insurance can be daunting. Luckily, the internet is here to assist you in getting cheap SR22 insurance, which would allow you to drive on public roads in full lawfulness, while not completely depleting your budget.
Optimized Online Presence
A recent Bloomberg Business Week analysis has revealed a very surprising correlation between the rise of unemployment and the rise of Facebook-related search queries. The graph produced by the major business publication indicates that, as unemployment rose, so did search engines related to the social networking platform. The exact causes behind this correlation remain unknown and they could simply have to do with the fact that more people out of a job could simply spell longer hours spent entertaining oneself online. However, it could also mean that people without a job are seeking to activate their social network, in their often desperate job hunting efforts. Whatever the case may be, SEO experts have written at length for the past few years about the importance of optimizing your online presence for search engines. Pay particular attention to online platforms where your resume has been uploaded. Try to identify the search terms best related to your expertise, skills, and work record and make sure they appear in your profile, in all the relevant places. As a matter of fact, it might prove more efficient to hire an SEO content expert to this end – and then (hopefully) watch as the job opportunities start pouring in.
Don’t get us wrong – we know that landing a job is about far more than first impressions. And we’re also not implying that you need to spend a fortune on new suits, coats, shoes, haircuts, and so on. The point of this final item on our list of tips for finding a new job is all about looking professional, presentable, and maintained. It has been proven time and time again that appearances do matter, when it comes to forming a positive impression of a potential new employee, date, etc.. As such, if you can spare a few bucks, invest them into a new office-appropriate shirt instead of a six-pack. Get a haircut or find a friend that’s reasonably skilled at giving you one. Find a cheap gym in your area. Not only will these efforts improve your look, but they will also make a substantial contribution to your levels of self-confidence and overall well-being.