Modern technology has been a bit of a mixed blessing when it comes to issues of security. While the Internet and the affordability of smart phones and laptops have made it easier than ever for identity thieves to steal your information, the technology also makes it easier than ever to protect yourself. Twenty years ago we still had credit card thieves, but today a simple email can keep a stolen credit card from being used even once.
Of course, the bottom line is that the crooks are making use of the technology, so you need to as well if you hope to protect yourself. Here are a few tips for staying safe in the digital age:
How to Use Public WiFi
Public WiFi hotspots are a great opportunity for thieves to steal your information. A good portion of hotspots feature absolutely no security whatsoever. This means that it’s down to you to protect yourself with a firewall and WPA security settings. That said, don’t neglect the importance of protecting your information in a more practical way: make sure nobody can read over your shoulder.
A privacy screen can be a great way to keep people from sneaking a look at your information, and of course, you never want to leave your laptop or phone unattended in a public place.
Securing Your Router
If you think that your default password is enough to keep your router safe, it’s not. There are online databases where you can find those default passwords listed in case you forget yours. If you don’t want people stealing your Internet, then you’re going to have to create an original password.
When creating a password, bear in mind that the more common ones are pretty easy to guess. abc123 isn’t fooling anyone, neither is 123456 or 000000. It’s a good idea to use a password that you can easily remember, but at the same time you don’t want it to be easy to guess. A mix of letters and numbers is a good way to make a password a little more difficult for a stranger to guess.
Dealing with a Lost Credit or Debit Card
When dealing with a lost card, one of the first things to do is change your PIN and then have that card cancelled and replaced. You need to act fast. The minute you find your card missing, assuming that you can’t be certain you simply lost it under the couch or something, you need to make sure that nobody is out there spending your money.
Even today, the most common form of identity theft is through stolen credit cards rather than through the Internet. One of the best things you can do to stay safe is to keep your credit card and your number under lock and key, so to speak. Additionally, use antivirus software and firewalls to protect your information.
Staying safe really isn’t difficult with the technology available, it’s just a matter of taking the time to keep things secure. You can learn more about these technologies here Homealarmmonitoring.org