There are a lot of people who want the security and convenience of going without cash but few people understand how going cashless works. Fortunately,it is relatively easy to use a pre-paid credit card to make purchases at gas stations, stores, and websites. These cards work by being loaded online from an online bank account. They can also be loaded at many check cashing services. The process takes only a few minutes, and it’s possible to see exactly how much is on the card from the online account. After money is transferred onto the card, it can be spent just about anywhere. Every time the card is swiped to make a purchase, the money for the purchase is subtracted from the card and given to the retailer. If anyone with one of the cards tries to make a purchase that he or she does not have enough money for, the transaction will not go through. This prevents a person from incurring overdraft charges, and can help them to avoid losing hundreds of dollars a month in bank fees. Because of these advantages, many people find themselves using a pre-paid card for a lot of their everyday purchases. By pre-loading the card each week or month, they are able to control their spending and make sure they stay within a budget.