Getting a mortgage and buying a house for the first time is a big undertaking that requires a lot f planning and preparation. In order to buy the home, you will need to be approved for a mortgage. In order to get the best mortgage, you will need to truly master your finances and credit.
As tempting it might be to give into careless spending and impulsive buying, one has to understand that living from one paycheck to another isn’t providing us with firmly grounded future. And it doesn’t take a financial genius to tell you that. You already know it yourself. All that remains is that you “auto-correct” yourself
One of the major disputes in a family often revolve around money. I found when I got married that my wife and I had different concepts about saving money as a family. I’m more careful about spending. My wife didn’t like investing in the stock market. We used our credit cards differently. Over time, we’ve