Keeping track of your finances is all well and good at home, especially since the numbers can be called up quite easily on your computer. While on the move however, you may find yourself mismanaging your cash flow without even thinking about it. The simple solution will be to install a range of handy mobile applications on your phone so as to quickly update your expenses,and browse through your budget targets or current financial situation while out and about.
You may be aware of the Mint website, a web-based financial organiser that lets you keep track of your spending, form saving goals, and stick to your budget. They also have a free mobile application for both iPhone and Android which has the same breadth of functionality as well asa very user-friendly interface. Without a doubt, we can see that Mint ranks up there with the best free mobile budgeting apps. As well as sending you alerts while on the go, it lists your financial statistics in colourful graphs, monitors your savings and gives you a complete overview that makes personal budgeting so much simpler.
This free iPhone app helps you sort through the confusion of your credit card statement, flagging any irregularities. Instead of having to sit down and work through the complicated lingo found within, this app will take your credit card statement and show you:
- Unwanted recurring charges
- Old forgotten subscriptions
- Fees you may be unaware of
If you have a credit card, simply connect it up to this handy application and you will be fully informed about what’s happening with your finances there.
Also known by its full name, Bills & Accounts Manager – Manilla, this free app takes all of your accounts and puts them onto a single screen on your tablet or mobile. One word of warning is that this iPhone application is only for those in the US. Thus, if you have a personal loan with a lender, you won’t be able to hook up your credit account properly. Nevertheless, if you are in the US, you can then connect your bank accounts, online wallets, magazine subscriptions and travel award programs together in the one handy app.
Check (formerly Pageonce)
Available on iPhone, Android, Blackberry and even the Windows Phone, Check is an all-round budget management app that really lives up to its promise. With this mobile software, you can:
- Get reminders of when bills are to be paid
- Make or schedule bank transactions
- Monitor multiple accounts simultaneously
This app also comes with three levels of digital security, ensuring that you can then confidently make loan repayments and track cash flow on your mobile or tablet. With its friendly user interface, there is no simpler way to handle all of your financial needs while on the move.
If you’re a frequent user of PayPal, this free mobile app comes highly recommended. It has all of the functionality of the website, except with the added benefit of being a mobile payment service as well. This means that you can use it to pay for goods provided that the vendor accepts it. The app also makes it very simple to share dinner costs with friends by instantly transferring the cash straight to their accounts as well. Lastly, there’s still the ever-trustworthy PayPal Purchase Protection which guarantees that you will only have to pay if you’ve received the goods you ordered.
These are just five of the many free budget management applications out there. We recommend that you try these first as they are definitely some of the best currently available.