Sim Only Vs. Contract Mobile Phone Deals

A long time ago, mobile phones were just bricks with a dial tone. However, phones have evolved so much with about 93% of people living in the UK now using smartphones. By the end of last year, there were more than 37 billion minutes of calls and about 25 billion texts sent. But when you are making all these calls and sending texts, do you think that it could be possible to save money on your current phone deal. Well, grab a seat and listen up, you might want to hear this.

First, there is a broad range of mobile phones that can meet your needs and are now within your budget. Luckily, it is not only the phone itself you can choose either. With world-class brands available including LG, Apple, Samsung galaxy, Windows and much more, you will most likely find something that meets your tastes. Secondly, there are two ways of managing your costs; pay as you go deal and a monthly contract.

The package that will work for you

The package that will suit you will depend on factors like how much you use your phone and what is your intended purpose. Pay as you plan will suit you if you do not make many calls or send many texts.

If you are among the people who check their phones immediately after waking up in the morning, then you probably need to decide what contract will suit you better. To decide on which contract to go for, you will need to look at the following advantages and disadvantages.

SIM only

For a SIM only deal, you buy the SIM but not the phone. You usually get a package with minutes for calls, data, and texts for a monthly fee. This is useful if you have a phone but want better deals on minutes, data, and texts.


  • Freedom to choose – In this deal, you are not tied to any mobile provider since the contracts are short (30 days). So you can swap the agreement easily.
  • It could cost less – This deal is cheaper in the long run because you are not paying for the expense of a handset.
  • Less rigorous credit checks – Your credit history will be reviewed before you sign a contract, but it will not be as far-reaching as that of a contract deal.


  • Phones are costly – Purchasing a phone on its own can be very expensive, especially if you want a phone loaded with high-quality features.
  • You can be locked in – You will have to unlock your phone if it is tied to a network that is different from your SIM.

Contract phone

If you opt for a contract phone deal, you sign an agreement for a period. This is usually 12 months, and a fixed fee is paid every month. In return, you get your preferred phone, texts, calls and data each month. This option is valuable if you want to get your favourite phone.


  • Free phone – Technically it is not free since you will pay for it in your monthly payments. Either way, this is one method of getting your preferred smartphone such as the latest Samsung galaxy with no upfront cost.
  • No hassle – Here you are in a contract, and if you finish your allowance you are not cut off, and you do not need to remember topping up your credit.
  • Free gifts – Some providers give gifts and depending on your luck it can be a clincher. Gifts can be phone accessories such as hands-free headsets; you can even get premium deals with unlimited access to digital music.




  • You are tied up – In this deal, you have to stick to a particular network provider, usually up to two years. This can be a long time if the services are poor or when you are craving for a new phone.
  • Thorough credit checks – You will undergo intensive checks on your credit history, and if it is not pleasing, you might not get the contract after all.
  • Exhausting your allowance – You will not have to worry about finishing your minutes, but in case you go over your monthly limits you will incur very high charges

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This article was submitted by a guest blogger.  Guest blogging provides an avenue to share a variety of different points of view with a broad audience.  It is a good way to share cumulative knowledge as well as introducing readers to a new author.  Learn more about how to become a contributor for Riches Corner.

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